?一：prime_rate是什么意思（中文）解釋的意思

prime_rate是指銀行向其最優(yōu)質(zhì)客戶提供的最低利率。這是一種基準(zhǔn)利率，它影響著整個(gè)金融市場(chǎng)的利率水平。prime_rate通常由銀行根據(jù)聯(lián)邦基金利率和其他因素來(lái)確定，并被用作調(diào)整其他貸款利率的參考標(biāo)準(zhǔn)。

prime_rate是什么意思（英文）解釋的意思

Prime rate refers to the lowest interest rate offered by banks to their most creditworthy customers. It is a benchmark rate that influences the overall level of interest rates in the financial market. Prime rate is typically determined by banks based on the federal funds rate and other factors, and is used as a reference benchmark for adjusting other loan rates.

二：怎么讀（音標(biāo)）

/pra?m re?t/

三：用法

prime_rate通常用于描述銀行對(duì)其最優(yōu)質(zhì)客戶提供的貸款利率。它也可以被用作調(diào)整其他類型貸款利率的參考標(biāo)準(zhǔn)，抵押貸款、汽車(chē)貸款和信用卡利率等。

四：例句1-5句且中英對(duì)照

1. The prime rate has a direct impact on the interest rates for mortgages and other loans. (prime_rate直接影響著抵押貸款和其他貸款的利率。)

2. The bank lowered its prime rate in response to the decrease in the federal funds rate. (銀行根據(jù)聯(lián)邦基金利率的下降而降低了其prime_rate。)

3. As a result of the increase in the prime rate, credit card interest rates have also gone up. (由于prime_rate的增加，信用卡利率也有所上漲。)

4. The prime rate is often used as a benchmark for determining the interest rates on business loans. (prime_rate經(jīng)常被用作確定商業(yè)貸款利率的基準(zhǔn)。)

5. Borrowers with a good credit score are more likely to qualify for loans at the prime rate. (信用評(píng)分良好的借款人更有可能獲得prime_rate的貸款資格。)

五：同義詞及用法

- Base rate: 基準(zhǔn)利率，也是一種影響整個(gè)金融市場(chǎng)利率水平的基準(zhǔn)利率。

- Reference rate: 參考利率，指銀行用來(lái)確定其他貸款利率的參考標(biāo)準(zhǔn)。

- Benchmark rate: 基準(zhǔn)利率，也是一種被用來(lái)調(diào)整其他貸款利率的參考標(biāo)準(zhǔn)。

六：編輯總結(jié)

Prime_rate是銀行向最優(yōu)質(zhì)客戶提供的最低利率，它影響著整個(gè)金融市場(chǎng)的利率水平。它通常由銀行根據(jù)聯(lián)邦基金利率和其他因素來(lái)確定，并被用作調(diào)整其他貸款利率的參考標(biāo)準(zhǔn)。了解prime_rate對(duì)于理解和管理個(gè)人和商業(yè)貸款利率具有重要意義。