更新時(shí)間:2024-03-27 11:02作者:小編
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一:present_value是什么意思(中英文)解釋,present_value的,present_va的意思
present_value是一個(gè)經(jīng)濟(jì)學(xué)術(shù)語(yǔ),指的是當(dāng)前或現(xiàn)在時(shí)間點(diǎn)下的貨幣價(jià)值,也可以理解為當(dāng)前時(shí)點(diǎn)下所擁有的資產(chǎn)價(jià)值。它是指將來(lái)收到或支付的貨幣金額按照一定利率折算到當(dāng)前時(shí)點(diǎn)所得到的價(jià)值。在財(cái)務(wù)管理和投資領(lǐng)域中,present_value被廣泛應(yīng)用于估算投資收益、計(jì)算債務(wù)成本等方面。
Present value is an economic term that refers to the current or present value of money, also known as the current value of assets. It is the value obtained by discounting future cash flows or payments at a certain interest rate to their present value. In financial management and investment, present_value is widely used for estimating investment returns, calculating debt costs, and so on.
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Present_value通常用于計(jì)算未來(lái)現(xiàn)金流或支付的現(xiàn)值,以及評(píng)估投資回報(bào)率和債務(wù)成本。在財(cái)務(wù)管理和投資決策中,它可以幫助分析人員做出更明智的決策,并進(jìn)行風(fēng)險(xiǎn)管理。
Present_value is commonly used to calculate the present value of future cash flows or payments, as well as to evaluate investment returns and debt costs. In financial management and investment decision-making, it can help analysts make wiser decisions and manage risks.
1. The present_value of the investment is $10,000, which means it is worth $10,000 in today's money. (這項(xiàng)投資的現(xiàn)值為$10,000,意味著它在今天的價(jià)值為$10,000。)
2. In order to determine the present_value of the project, we need to discount the future cash flows at a rate of 8%. (為了確定該項(xiàng)目的現(xiàn)值,我們需要以8%的利率對(duì)未來(lái)現(xiàn)金流進(jìn)行折現(xiàn)。)
3. The present_value of the bond is $1,500, and it will pay a coupon of $100 every year for the next 10 years. (這張債券的現(xiàn)值為$1,500,未來(lái)10年每年將支付$100的利息。)
4. The company's present_value of future earnings is estimated to be $1 million. (公司未來(lái)收益的現(xiàn)值估計(jì)為$1百萬(wàn)。)
5. By using present_value analysis, we can compare different investment options and choose the most profitable one. (通過(guò)使用現(xiàn)值分析,我們可以比較不同的投資選擇,并選擇最具盈利性的一項(xiàng)。)
1. Net Present Value (NPV): 凈現(xiàn)值,是指將未來(lái)所有現(xiàn)金流折算到當(dāng)前時(shí)點(diǎn)后得到的差額。
2. Discounted Cash Flow (DCF): 折現(xiàn)后現(xiàn)金流,是指將未來(lái)所有現(xiàn)金流按照一定折現(xiàn)率折算到當(dāng)前時(shí)點(diǎn)后得到的總值。
3. Time Value of Money (TVM): 貨幣時(shí)間價(jià)值,是指貨幣隨著時(shí)間的流逝而發(fā)生的價(jià)值變化。
4. Future Value (FV): 未來(lái)價(jià)值,是指將現(xiàn)在的資金按照一定利率投資后在未來(lái)某一時(shí)點(diǎn)所能獲得的價(jià)值。
這些術(shù)語(yǔ)都與present_value密切相關(guān),但各有側(cè)重,可以根據(jù)具體情況選擇使用。
Present_value是一個(gè)重要的經(jīng)濟(jì)學(xué)術(shù)語(yǔ),在財(cái)務(wù)管理和投資領(lǐng)域具有廣泛的應(yīng)用。它可以幫助分析人員做出更明智的決策,并進(jìn)行風(fēng)險(xiǎn)管理。同時(shí),它也與其他相關(guān)概念如NPV、DCF、TVM和FV等密切相關(guān),但各自有其特定的用途。了解present_value及其應(yīng)用場(chǎng)景,可以幫助我們更好地理解和運(yùn)用財(cái)務(wù)知識(shí),從而做出更加明智的投資和決策。