?一：loans是什么意思（中英文）解釋的意思

loans是指向個人或企業(yè)提供的金錢借貸服務(wù)，通常需要支付利息和按時償還本金的一種金融產(chǎn)品。這種借貸通常由銀行、信用社或其他金融提供。

Loans refer to the financial products that provide individuals or businesses with money lending services, usually requiring the payment of interest and timely repayment of the principal. These types of loans are typically offered by banks, credit unions, or other financial institutions.

二：怎么讀（音標(biāo)）

/lo?nz/

三：用法

Loans通常用于個人或企業(yè)需要額外資金來滿足短期或長期的資金需求。借款人可以選擇不同類型的貸款，如個人貸款、商業(yè)貸款、抵押貸款等，根據(jù)自身需求和信用狀況來選擇最適合的貸款方式。在申請貸款時，借款人需要提供相關(guān)資料和擔(dān)保物品，并按照合同約定按時償還本息。

Loans are commonly used when individuals or businesses need additional funds to meet short-term or long-term financial needs. Borrowers can choose from different types of loans, such as personal loans, business loans, mortgage loans, etc., depending on their needs and credit status. When applying for a loan, borrowers need to provide relevant documents and collateral, and repay the principal and interest according to the contract.

四：例句1-5句且中英對照

1. She took out a loan to start her own business.

她申請了一筆貸款來創(chuàng)業(yè)。

2. The bank offers various loans for different purposes.

銀行為不同的目的提供各種貸款。

3. He has been struggling to repay his student loans.

他一直在努力償還學(xué)生貸款。

4. The interest rate on this loan is quite high.

這筆貸款的利率相當(dāng)高。

5. The loan was approved and the money was transferred to his account.

貸款獲批，錢已轉(zhuǎn)入他的賬戶。

五：同義詞及用法

1. Borrowing：借入，指向個人或企業(yè)從銀行或其他金融借入資金。

2. Credit：信用貸款，指基于借款人的信用狀況而發(fā)放的貸款。

3. Advance：預(yù)付款，指提前向個人或企業(yè)提供資金支持。

4. Mortgage：抵押貸款，指以房屋或其他不動產(chǎn)作為擔(dān)保物品的貸款。

5. Financing：融資，指通過向投資者或金融發(fā)行股票、債券等來籌集資金。

六：編輯總結(jié)

Loans是一種常見的金融產(chǎn)品，在個人和企業(yè)發(fā)展過程中具有重要作用。通過選擇合適的貸款方式和按時償還本息，借款人可以有效地滿足資金需求，并提升個人或企業(yè)的發(fā)展能力。因此，借款人在申請貸款時應(yīng)該仔細考慮自身的需求和信用狀況，并遵守合同約定，以避免不必要的風(fēng)險。